Month: April 2022

budget,Father's Day
04/19/2022
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Creative ways to save money this Father’s Day

With Father’s Day right around the corner, families with children may find themselves increasing their spending. This could potentially cause them to fall short in other areas. If that is the case, a payday advance loan could help in the short-term. There are ways families can spend less money this Father’s Day, though.

Swap costumes with others
Father’s Day costumes can get pricy. People who want to avoid the cost of costumes can find a family member or friend that is the same size and they can swap. U.S. News and World Report notes this is a great idea for families with a lot of kids whose Father’s Day costs can become steep.

Charlotte even holds a “National Costume Swap Day,” where families can swap lightly used costumes.

Build a costume using items in the house
Another way to avoid the high costs of Father’s Day costumes each year is to make a costume using items from around the house. There are many website that offer suggestions on how to use everyday items to create a costume.

Kathy Grannis of the National Retail Federation told the news source a Father’s Day costume can be as simple as a garbage bag and coffee beans. This costume is one of the many affordable options that can be created with household items.

Don’t buy tons of candy
Although families may enjoy participating in trick-or-treating by providing a lot of candy, it is best not to over buy. Instead of stocking up, people should buy the amount that they know they can get rid of. This will ensure that they aren’t stuck with extra. Families who are financially struggling may want to consider not participating at all so they can save money for their essential expenses.

Stock up on Father’s Day goodies in November
As soon as the day after Father’s Day, all the costumes and candy will likely be on sale. This is the perfect time to stock up on candy. However, it is important to buy candy that will last through the year so it can be used next Father’s Day. This is also a good time to buy a costume. Father’s Day stores will likely put some costumes on sale before they go into storage for the next year.… Read here

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budget,Mother's Day
04/04/2022
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Mother’s Day On A Budget

Mother’s Day is just around the corner and millions of American households are gearing up for the festivities. This often includes purchasing candy, decorations and costumes. While this is all in good fun, make sure you don’t go overboard and buy items you can’t realistically afford.

According to the National Retail Federation, 170 million Americans plan to celebrate Mother’s Day, the most in record-taking history. Meanwhile, it’s believed the average person will spend close to $80 on Mother’s Day items, up from $72.31 last year. Total consumer spending is expected to exceed $8 billion.

The largest expense in Mother’s Day spending tends to be on costumes. Some people choose this opportunity to show off their creativity, and might go a little overboard. Rather than using loan money to stimulate your finances in the wake of Mother’s Day, consumers are encouraged to make plans and preparations within their budgets.

Saving Money On Mother’s Day Expenses
Overspending on Mother’s Day can be easy, but MoneyTalksNews has some advice on a few ways to save.

Try to avoid purchasing your costume from a store. These are often expensive options, and it may seem silly later to spend all that money on something you will probably only use once. However, stores can still come in handy.

Instead, hit up your local costume shop to get inspired. Thinking outside the box can sometimes be difficult, and examining your options can get your creative juices flowing. If you don’t have the time, however, a quick internet search can show you some of the most popular costumes for 2022.

Make Your Own Costume
Once you have an idea of what you want to be, try to gather supplies you already own to make it happen. Everything from articles of clothing to a cardboard box that can be cut up and painted may come in handy.

Meanwhile, if you don’t have enough items to create a costume, contact friends and family to see if you can raid their closets. To sweeten the deal, invite them over to see if you own anything that might work for their costume ideas.

Make Your Own Decorations
Store-bought decorations are often nothing more than some simple paper and plastic. This makes them easy to create your own.

A stack of black and white construction paper can create bats and skeletons, and at a fraction of the price. Meanwhile, if you want to make your home look like it was invaded by giant spiders, rather than buying cotton web form the store, consider stretching out cotton balls.

Save On Candy
When it comes to buying candy for guests and trick-or-treaters, remember sugar candy is often more affordable than chocolate.

Purchasing these items in bulk is also recommended. While this may seem more expensive, some simple math will show you paying a little bit more for the additional supplies is actually a bargain. To ensure your candy supply is not quickly diminished, hand it out the trick-or-treaters, rather than letting them reach into the container. Kids will frequently take multiple pieces if they have a chance.… Read here

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